Once you identify your personal information, will be forwarded to Experian, Equifax and TransUnion websites (be sure to bookmark). Again you want to save your report by downloading to your computer. If you see information on your credit report that you believe is inaccurate or incomplete.
If you spot an error in a credit report, you should use a formal dispute to report it to the credit bureau. Organize proof of the mistake (canceled checks or bank statement showing payments, proof of the spelling of your name, etc.), and dispute the error. This is completely free. Under the provisions of the Fair Credit Reporting Act, the credit bureau must investigate the error and resolve the situation within 30 days (as long as they don’t see the request as frivolous).
TransUnion Consumer Solutions
P.O. Box 2000
Chester, PA 19022-2000
Phone disputes: 800-916-8800
P.O. Box 4500 Allen, TX 75013
Phone disputes: 888-397-3742
Equifax Information Services LLC
P.O. Box 740256 Atlanta, GA 30374
Phone disputes 800-685-1111